On-chain digital asset banking
exSat Digital Bank One operating account for on-chain banking.
Yield, custody, payments, and settlement proof.
Account OS
exSat Digital Bank
Institutional partner network for custody, exchange access, and infrastructure proof
Product Operating Layer
A digital asset bank experience, not a DeFi dashboard.
Users see one familiar account surface. exSat coordinates yield, custody, payment access, and settlement visibility behind it.
Asset Allocation Workbench
Choose the route by asset type, risk tier, and redemption cycle.
Stablecoin routes are built for cash yield. BTC routes are built for holders who want accumulation without selling the underlying asset.
Live route state
Qualified strategy workspace
Hover or select a route to update expected yield, risk, term, and fit.
Cash route
Stablecoin cash management
Expected yield
5.5% / 6.5%
Route type
Stablecoin cash management
Expected yield
5.5% / 6.5%
Risk tier
Lowest risk
COMBO
Market-neutral cash route over a government-bond return profile.
5.5% / 6.5% T+1 / 60-day term Request accessCROSS
Cross-exchange arbitrage without directional market exposure.
10% Minimum 30-day term Request accessAHK
Managed A-share and Hong Kong equity exposure route.
15% Minimum 30-day term Request accessDEE
On-chain staking yield combined with exchange-based enhancement.
15% Minimum 30-day term Request accessUMA
Unified margin efficiency and professional arbitrage capacity.
20% Minimum 30-day term Request accessPERP
BTC collateral route for perpetual funding-rate capture.
10.9% Quarterly / 30-day notice Request accessCALL
Base yield plus controlled BTC upside participation.
8.8% Quarterly / 30-day notice Request accessPUT
Structured volatility route for BTC-denominated accumulation.
17.1% Quarterly / 30-day notice Request accessIC
Delta-balanced structure for range-bound BTC markets.
14.0% Quarterly / 30-day notice Request accessFUND
Diversified managed BTC allocation across multiple routes.
19.6% 12-month lock, then quarterly Request accessExpected yields are not guaranteed. BTC figures are based on BTC-denominated backtested CAGR for the referenced period in the sales deck.
Open detailed product tableBanking Stack Operating Layer
One operating layer behind every account action.
Payment access, custody controls, compliance review, and settlement proof stay coordinated inside one digital bank account rail.
Digital Bank OS
Fiat rails, stablecoin subscription, OTC, and U Card.
Premium payment access after sales consultation and compliance review.
- USD / HKD onboarding
- USDT / USDC subscription
- U Card and OTC access
Licensed custody with whitelist-controlled movement.
Custodians, MPC wallets, OES settlement, and approved routes.
- Standard Chartered / Cactus / Copper / CEFFU
- MPC and licensed custody routes
- Whitelist execution control
KYC, AML, eligibility, and sales contract review.
Structured access instead of fragmented workflows.
- KYC / AML onboarding
- Strategy eligibility review
- Enterprise reporting workflow
BTC-native records and one-second exSat finality foundation.
Infrastructure stays in the background as transparent proof.
- On-chain reporting
- BTC-native asset access
- Explorer and infrastructure proof
Transparent Settlement Proof
Infrastructure remains the proof layer, not the main product story.
UTXO data consensus, one-second finality, and on-chain reporting support the bank experience without turning the homepage into a protocol page.
Sales-assisted Activation
From consultation to operating account.
A qualified-user path for yield products, payment access, custody routing, and ongoing settlement visibility.
Confirm asset type, target route, and account requirements.
KYC/KYB, jurisdiction, product terms, and risk profile.
Custody, payment rail, and selected strategy route are configured.
Portfolio state, route status, and settlement proof stay visible.
Sales Access
Build the account around the assets you already hold.
Yield products, U Card, fiat rails, OTC, and custody routes are available through sales consultation and compliance review.